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RURAL INSURANCE
INSURANCE OF AGRICULTURAL BUILDINGS
GREENHOUSE INSURANCE
AGRICULTURAL MACHINERY INSURANCE
OUTDOOR CULTIVATION PLANT PRODUCTION INSURANCE
INSURANCE FOR AGRICULTURAL VEHICLES
URBAN RESPONSIBILITY OF RURAL UNIT
LIVESTOCK INSURANCE
TRANSPORT INSURANCE
RURAL INSURANCE

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The primary production sector is one of the main areas of development and the main source of income for many regions in Greece. The economic problems faced by rural businesses are already enough and the combination with an unexpected possible damage to buildings, machinery or expected agricultural plant production would be catastrophic.

We, working with the most reliable insurance companies, listen to the problems of agricultural enterprises and offer reliable solutions designed to suit their own needs, insuring their entire business.


Through the main insurance coverage, protect the following

  • Agricultural buildings
  • Greenhouses
  • Agricultural machinery
  • Agricultural vehicles
  • Plant production
  • Livestock
  • Transport insurance



From risks such as:

  • Loss of Life by Accident
  • Natural phenomena
  • Fire
  • Death of animals by disease or accident
  • Landslide/ landslide
  • Soil/Air Temperature/ Humidity Level Changes
  • Fish Escape
  • Earthquake
  • Civil liability

For more information please contact our office where our specialized advisor, based on your needs, will form with you the final contract.

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

INSURANCE OF AGRICULTURAL BUILDINGS

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Coverage of the buildings of its agricultural unit as well as their contents.

Agricultural and livestock buildings such as:

  • Rural houses
  • Warehouses
  • Canopies
  • Cooling chambers
  • Stables
  • Pig stoves
  • Poultry farms
  • Packaging machines
  • Presses
  • Mills
  • Mills
  • Silo
  • Barns

You can choose the risks that interest you and meet your needs through a wide range of coverage.

Specific:

  • Fire, lightning, forest
  • Smoke (the cover concerns damage caused by a fire that may be caused to the building itself or to tangential buildings)
  • Explosion
  • Own boiler damage
  • Vehicle impact / Aircraft crash
  • Short circuit of electrical installations
  • Storm, storm, flood, snow, hail, frost, Leak/break of water pipes, heating and sewerage
  • Acts of violence (acts of terrorism, stops, strikes, nuisances, political riots, malicious acts)
  • Leakage/breakage of water, heating and sewerage pipes
  • Theft after burglary/robbery of content
  • Damage to the building from the attempted theft/robbery
  • Shattering of glass/mirrors
  • Civil liability to third parties as a result of fire, explosion, flood, storm, storm and pipe leakage/breakage
  • Civil liability to the owner as a result of fire, explosion, flood, storm, storm and pipe leakage/breakage
  • Costs of clean-ups, demolitions, collection of ruins after damage
  • Fire fighting and damage minimisation costs
  • Engineering/architect fees and licensing fees
  • Relocation costs to another site after the occurrence of a covered risk
  • Business shutdown
  • Daily allowance including: rent, employee salaries and businessman's allowance
  • Coverage of newly acquired assets
  • Earthquake
  • Fire and/or explosion and/or subsidence of the ground and/or landslide and/or tsunami result ing earthquake


!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

GREENHOUSE INSURANCE

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The insurance coverage of greenhouse insurance plans concerns:

  • The building
  • The necessary electromechanical equipment (irrigation, cooling, shading, heating, ventilation & lubrication systems)
  • Office equipment, auxiliary spaces & storage areas as well as processing, packaging and storage areas
  • The goods and/ or raw materials and/or packaging materials belonging to the insured greenhouse located within the buildings
  • Plant production within the insured greenhouse (vegetables, seedlings, flowers, etc.)


Offering coverage of the following risks

  • Fire, lightning, forest fire
  • Damage from explosion, smoke
  • Damage from impact of third-party vehicles, fall of aircraft, fall of trees/branches/poles
  • Civil liability of fire and explosion against third-country properties
  • Short circuit of electrical installations
  • Damage caused by acts of violence (acts of terrorism, stops, strikes, political riots, malicious acts
  • Costs of clearing, demolishing and harvesting ruins as a result of the occurrence of a covered risk
  • License costs and fees for engineers as a consequence of a covered risk
  • Costs of limiting and minimizing damage
  • Condition of underinsurance protection
  • Damage from flooding, storm, storm, snowfall and frost
  • Theft after burglary and/or robbery of theft damage in the building
  • Damage satined by burglars in the attempt to breach
  • Damage from leakage and/or breakage of water/ irrigation pipes, heating, cooling, sewage, automatic fire fighting
  • Coverage of newly acquired assets
  • Business outage
  • Earthquake, Landslide/Ground subsidence and tidal wave (tsunami) earthquake consequence
  • Plant Production within greenhouse

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

AGRICULTURAL MACHINERY INSURANCE
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Agricultural machinery operating and performing "outdoor" operations for any damage to the machinery itself, "Against All Risk of Mechanical Equipment", which will be due to causes such as:
  • Clumsiness
  • Operator negligence or inattention
  • Thunder
  • Earthquake
  • Fire
  • Flooding
  • Landslide
  • Thunderstorm
  • Theft
  • Natural phenomena (water, moisture, hail, frost)
  • Third party malicious actions

Coverage of fixed equipment for the covered machinery for the processing of Agricultural Products as well as for the production and packaging machinery of the products produced.

Indicative coverage:
  • Clumsiness
  • Operator negligence or inattention
  • Thunder
  • Earthquake
  • Fire
  • Flooding
  • Landslide
  • Thunderstorm
  • Theft
  • Natural phenomena (water, moisture, hail, frost)
  • Third party malicious actions

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

OUTDOOR CULLTIVATION PLANT PRODUCTION INSURANCE

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It is possible to insure agricultural production on outdoor plant crops, protecting the expected income from the production of agricultural products.



Covers:

  • Frost
  • Hail
  • Wind storm
  • Flooding
  • Heat wave and solar radiation
  • Snow
  • Excessive or untimely rainfall
  • Dangers from the sea
  • Fire
  • Landslide / Landslide by earthquake

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

INSURANCE OF AGRICULTURAL VEHICLES

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All vehicles licensed are required to be insured to cover civil liability to Third Parties during their road traffic, by law.

There is the possibility of extending coverage with the Civil Liability Tool (€500.000), i.e. coverage of the Civil Liability in the exercise of their Professional Activity.

  • IECs
  • AGRICULTURAL
  • ICHF
  • HS
  • TRAIN METERS
  • PROJECT MACHINERY
  • FORKLIFT
URBAN RESPONSIBILITIES OF RURAL UNIT

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General Liability Insurance

Third parties (visitors, suppliers, etc.) are covered for personal injury and property damage caused by an accident that can occur in rural facilities (greenhouses, packaging, etc.).

Employer's Liability Insurance

Coverage of civil liability for the employees of the agricultural unit in case of personal injury as a result of an accident at work.

Product Liability Insurance

Coverage against third party claims for personal injury and property damage resulting from the use and any defect in the packaged agricultural product made available in the course of commercial agricultural activity. It covers personal injury or death and/or property damage, which will be caused by the use of a defective product.

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

LIVESTOCK INSURANCE

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  • Chickens
  • Pork
  • Sheep and goats
  • Replacement calves and females
  • Dairy cattle
  • Broiler cattle
  • Bull stallions

The insurance of the animal population, farmed in organized livestock and poultry farms, shall be covered by the risk of death from any accident or disease.

Indicative accident coverage:

  • Frost
  • Heat stroke
  • Flooding
  • Earthquake
  • Fire

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.

TRANSPORT INSURANCE

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Products transported by the Agricultural Business are covered fresh, frozen, packaged or in bulk under conditions, for damage or loss that will occur during the transport of land, sea or air transport within Greece or to countries abroad.

!!! The above covers are indicative which, both these and the terms, conditions and exceptions of the contracts, are differentiated according to the insurance company chosen by the customer.